The guides listed here provide information on mortgages and interest rates, investing in property and insurance policies for mortgages. Our calculators will help you estimate how much you can borrow and whether a repayment or investment mortgage might be more suitable.
Types of interest rate
The interest rate element of a mortgage is the most important to consider, and there are many different types available.
The Early Repayment Charge
It is very important to understand what, if any, charges, might apply should you wish to change your mortgage in the early years.
The Higher Lending Charge
Some lenders may ask for an additional fee from those wanting to borrow a high percentage of a property’s value, in order…
The Repayment of Capital
You can pay some of it back each month, slowly reducing the amount you owe (a repayment mortgage), or set the money…
Accelerated Repayment Calculator
This calculator is designed to provide indicative data for loan repayments – enter your interest rate and find out how much…
Effect of the interest rate on payments calculator
Repayment Mortgage vs Investment Based Mortgage Calculator
This calculator estimates the total cost of buying a house comparing the repayment mortgage with the…
Maximum Borrowing Calculator
This calculator estimates how much you may be able to borrow, and if such borrowing is generally considered…
Repayment Mortgage Calculator
Your property may be repossessed if you do not keep up repayments on your mortgage.
Loan Calculator – Monthly Payment and Total Cost
This calculator assumes that there is a published APRC for the loan.
Property
At present property is something you should buy when you want to live there for at least 2-3 years*. If viewing as an…
Insurances for Mortgages
You may need insurance as part of your mortgage – either within the deal, or as an advisory addition – and we can…
Equity release
These are lifetime mortgages (‘equity release’) and home reversion plans. To understand their features and risks…
Endowments
They were widely used to repay mortgages. The method was that the borrower would borrow the money on an interest-only…
Residential Mortgage Repayment Calculator
Residential Mortgage Repayment Calculator
Buy to Let Calculator – How Much Rent Do I Need to Borrow What I Want
Buy to Let Calculator – How Much Rent Do I Need to Borrow What I Want
Buy to Let Mortgage Interest Only Calculator
Buy to Let Mortgage Interest Only Calculator
Buy to Let Calculator – How Much Can I Borrow With Current Rent
Buy to Let Calculator – How Much Can I Borrow With Current Rent